When 401(k) Matches Disappear, Your Mortgage Payment Strategy Doesn’t Have To
If it feels like corners are being cut all over, yet your bills just keep going up and up—you’re not alone. One of the latest hits to homeowner finances is the cutting of 401(k) matches. While not...
View Article4 Underused Housing Hacks To Cut the True Cost of Homeownership
Once you buy a home, there are plenty of ways to trim around the edges of your budget. You can turn down the thermostat, shop around for homeowners insurance, or finally cancel that streaming service...
View ArticleClik here to view.
Homeowners Are More Financially Satisfied Than Renters—but Most Are Overspending
The homeownership journey has become more difficult than ever, leaving younger generations convinced that financial stability lies in renting. Yet, according to a new survey by Clever, two-thirds of...
View ArticleHow To Cut Moving Costs Without Begging for Free Favors From Friends
Moving ranks right next to a root canal on the list of things nobody wants to do. While the thought of nesting in a new home is exciting, the act of getting there is often stressful, exhausting, and...
View ArticleClik here to view.
New Bill Would Let College Savers Use Leftover Money To Buy a First Home
A bipartisan bill could let people use a common college savings financial tool to pay for their first house. The First-Time Homebuyer Empowerment Act would let people use up to $35,000 from a 529...
View ArticleClik here to view.
Father of the 401(k) Says the System Is Broken—but Fixing It Could Help You...
Ted Benna, widely hailed as the father of the 401(k) retirement plan, wants to shake up the system he helped to create, to help those who are benefiting from it least. “We’ve reached a point now...
View ArticleClik here to view.
Stock Wealth Surges Past Real Estate: Should First-Time Buyers Hold Off To...
If you’ve been sitting on the sidelines waiting for the right moment to buy your first home, you’re certainly not alone. With mortgage rates at a standstill in the mid-6% range, many first-time...
View ArticleClik here to view.
SpaceX Is Heading for Your 401(k), Adding Potential Homeownership Power To...
The future of your 401(k) may be in the hands of Elon Musk. SpaceX went public on June 12, launching on the Nasdaq exchange under the ticker symbol SPCX, and millions of Americans may soon see the...
View ArticleClik here to view.
Will You Ever Retire? How Trump Administration’s Decision on Social Security...
It’s all anyone can talk about: Social Security and its crash course toward insolvency. Social Security’s reserves for retirement benefits are just over six years away from depletion, according to the...
View ArticleClik here to view.
Your $1 Million Nest Egg Isn’t Safe: How Your Home Costs Can Threaten Your...
A $1 million retirement nest egg used to sound like a golden ticket—and for many Americans, it still represents a major financial milestone. But retirement has gotten more expensive. Americans now...
View ArticleClik here to view.
The New Retirement Math: Is $465K Really ‘Rich’ Enough To Keep You in Your...
Adequately saving for retirement has become a significant struggle in the last few years. On April 30, President Donald Trump signed an executive order aimed at increasing retirement savings access...
View ArticleClik here to view.
Starting From Zero: Nearly 1 in 4 Americans Have No Emergency Fund—and Most...
Having an emergency fund is essential for renters and homeowners alike. Fortunately, a new survey by the Harris Poll for the AICPA for Financial Literacy Month found that 78% of adults have at least...
View ArticleClik here to view.
The Hidden Expense Shocks Threatening To Upend American Household Finances in...
First-time homeowners are constantly reminded that having an emergency fund is essential. But the reality is that these days, it’s easier said than done to put money aside. In fact, routine house...
View ArticleClik here to view.
$10,000 CD vs. $10,000 High-Yield Savings Account: Which Earns More Toward...
Saving for a down payment can delay homeownership for many first-time homebuyers. According to a recent report from the National Association of Realtors®, the Profile of Home Buyers and Sellers, 11%...
View ArticleHow To Keep Your Home When Your Income Drops
Homeownership is the American dream for many, but it comes with the responsibility of making monthly mortgage payments. But when your income changes, that can have a ripple effect on your finances....
View ArticleHigh-Yield Account or CD: Which Is the Better Option Right Now for Your Down...
When saving up for a down payment, prospective homebuyers need all the help they can get. Letting tens of thousands of dollars sit in a standard checking or low-interest savings account means leaving...
View ArticleSave This One (Reasonable) Amount of Money Every Day and You Could Be a Lot...
While inflation is tapering, it still remains elevated, standing at 2.4% in January, according to the latest Consumer Price Index. The same goes for mortgage rates, which have been steadily declining...
View ArticleThe Window for 5% Returns Is Starting To Narrow: Where Experts Say To Park...
Following a slew of interest rate cuts, the Federal Reserve kept rates steady at its last Federal Open Market Committee meeting on Jan. 28, with a range remaining between 3.5% and 3.75%. The CME...
View ArticleNew IRA Rules Every First-Time Homebuyer Should Know Going Into 2026
If you’re planning to buy your first home in 2026, getting your finances in order is a critical step. As you move through the closing process and settle in, it’s also important to understand how...
View ArticleMillennials May Have Saved Enough Money During Dry January To Pay Their...
Experts agree that cutting back on alcohol can do wonders for your health, but for renters and homeowners, cutting back on the booze can have another added benefit: a bolstered bank account. “Cutting...
View Article
